⏳ Interest Free Loan: Your Last Chance to Apply Before the Deadline
- Kirill Anikin
- Sep 30
- 3 min read
Updated: Nov 3
"Energy efficiency isn’t just about saving money—it’s about investing in a more resilient future for every Canadian household."
At Ingenium Intuito Group Corp, we believe homeowners deserve every opportunity to improve comfort, reduce energy costs, and lower their environmental footprint. That’s why today we’re highlighting an important update: the Canada Greener Homes Loan application portal is closing soon.
This program has been a lifeline for many Canadians, offering interest-free financing to complete home retrofits that would otherwise be financially out of reach. But time is running out.
What Is the Canada Greener Homes Loan?
The Canada Greener Homes Loan provides homeowners with an interest-free loan to pay for eligible retrofits recommended through a pre-retrofit EnerGuide evaluation.
Loan Details:
Loan range: $5,000 – $40,000
Repayment term: 10 years
Rate: 0% interest
Type: Unsecured personal loan (on approved credit)
The purpose is simple: help you cover the cost of upgrades that make your home more efficient, comfortable, and sustainable without the added burden of interest.
Application Deadline
⏳ Deadline: October 1, 2025
This is the final date to submit your application. After this, the portal will close, and new applications will no longer be accepted.
⚠️ Important: Submitting an application does not guarantee approval. Applications are reviewed in the order they are received until funds are fully allocated.
Who Can Apply?
Not everyone will qualify. Review the requirements before starting:
Must be a Canadian citizen, permanent resident, or non-permanent resident with work authorization
Must own and live in the home as your primary residence
A pre-retrofit EnerGuide evaluation is required (completed on or after April 1, 2020)
Work must not be started before applying
Must have good credit history (no bankruptcy or active debt program)
📍 Northern and off-grid communities: Eligible retrofit amounts are increased by 30%, and upfront advances can cover 25% of contractor deposits.
Steps to Take Before Applying
1. Book Your EnerGuide Evaluation
Without it, your application cannot proceed. Schedule this immediately if you want to meet the deadline.
2. Collect Detailed Quotes
Get itemized quotes for all retrofits you plan to complete. Transparency is key.
3. Plan Ahead
Include all retrofits in your application from the start. Dropped items will reduce your loan amount.
4. Prepare Your Documents
You will need:
Pre-retrofit evaluation file number
Government-issued ID + proof of residence
Property tax bill
Proof of income (pay stubs, T4, or NOA)
5. Apply Before October 1, 2025
Do not wait until the last minute.
What You Shouldn’t Do
Don’t start retrofit work before applying. These costs will not be eligible.
Don’t assume approval. Submitting doesn’t guarantee funding.
Don’t skip professional help. Work with licensed contractors and certified energy advisors.
Why This Matters
Energy costs are climbing. Efficiency is no longer optional—it’s essential. With the interest-free loan, you can take action now without straining your savings or relying on high-interest credit.
Better insulation, efficient heating and cooling, improved comfort—all financed at zero interest. That’s rare, and it’s worth acting on.
The Importance of Energy Efficiency
Investing in energy efficiency is not just a financial decision; it’s a commitment to a sustainable future. By making your home more energy-efficient, you contribute to reducing greenhouse gas emissions. This is crucial for combating climate change and protecting our environment.
Benefits of Energy Efficiency
Lower Energy Bills: Energy-efficient homes consume less energy, leading to significant savings on utility bills.
Increased Comfort: Improved insulation and efficient heating systems create a more comfortable living environment.
Higher Property Value: Energy-efficient homes often have a higher resale value, making them a smart investment.
Final Word from Ingenium Intuito Group Corp
This is the last chance to access the Canada Greener Homes Loan. After October 1, 2025, applications close for good.
At Ingenium Intuito Group Corp, our mission is to guide homeowners toward sustainable and financially sound solutions. If you’ve been waiting, now is the time to move forward.
✅ Schedule your EnerGuide evaluation
✅ Gather your documents
✅ Submit your application before the deadline
The opportunity is here. The clock is ticking. Don’t miss out!
Comments